About us

We know finance. We know childcare.

ChildCare Funders is New Zealand's largest specialist lender to the childcare industry. We've built our service from the ground up to solve cash flow problems unique to licensed childcare centres and home-based providers.

ChildCare Funders team with children

How we can assist you

We know finance and we know childcare. We know the financial stress involved when child numbers fluctuate or unexpected costs arise before your Ministry of Education funding comes in. We built ChildCare Funders specifically to solve those cash flow problems.

We're the largest specialist loan provider to the childcare industry in New Zealand. We've seen it all in childcare — the stress, the sleepless nights, the angry creditors, the frustration with bankers who don't understand how bulk funding works.

ChildCare Funders has helped many of New Zealand's leading childcare providers grow, weather tough months, and sleep easier at night. We can help you too.

Meet the team

The people behind ChildCare Funders

A small, specialist team that knows childcare finance inside out — and picks up the phone when you call.

Matt

Matt

Founder & Director

Matt co-founded ChildCare Funders to give NZ centres a finance partner that actually understands how Ministry bulk funding works.

Laurie

Laurie

Founder & Director

Laurie leads our lending strategy and brings decades of finance experience to every advance we structure.

Fiona

Fiona

Client Manager

Fiona is the friendly first voice for most operators — guiding applications through to same-day funding.

Why childcare specialism matters

A lender that speaks your language

Built for childcare only

Every product, policy and conversation is shaped by how childcare actually runs in New Zealand.

Largest specialist lender in NZ

We've helped many of New Zealand's leading childcare providers grow and stabilise.

Backed by Ministry funding

Advances are secured against your next Ministry of Education bulk funding payment — not your house.

Talk to us

If you'd like to find out how ChildCare Funders can help your centre, get in touch — we'd love to hear from you.

Frequently Asked Questions

More about who we are and how we work.

Who runs ChildCare Funders?

ChildCare Funders is a New Zealand–owned and operated specialist lender, run by a small team with deep experience across both finance and the early childhood education sector. You deal directly with the people making the decisions — no offshore call centres.

Where is ChildCare Funders based?

We're based in Auckland and lend to licensed childcare centres and home-based providers right across New Zealand. You can reach our team on 0800 88 33 33 or at info@childcarefunders.co.nz.

Do you only work with licensed childcare providers?

Yes. We exclusively fund licensed Early Childhood Education (ECE) centres and home-based providers that receive Ministry of Education bulk funding. That focus is what lets us approve advances in 48 hours.

How long has ChildCare Funders been operating?

We've been helping New Zealand childcare centres smooth their cash flow for more than a decade, and we're the country's largest specialist lender to the childcare industry.

Ready to smooth out your cash flow?

Apply online in five minutes. Most childcare centres are approved and funded within 48 hours.

150+ NZ centres funded since 2016
Advanced to date$200M+ advanced
Ministry-backed · NZ-owned · No lock-in contracts
Prefer to chat? Freephone0800 88 33 33