Resources for NZ centres
Guides for childcare centre owners
Plain-English guides on Ministry of Education bulk funding, ECE cash flow, and the specialist finance options available to New Zealand childcare providers.
Ministry of Education Bulk Funding for ECE Centres
How Ministry of Education (MOE) bulk funding works for New Zealand ECE centres — payment cycles, what's included, and how to bridge the gap between payments.
Read guideECE Funding in New Zealand: A Guide for Centre Owners
A practical guide to ECE funding in New Zealand for centre owners — bulk funding, 20 Hours ECE, equity funding, parent fees, and short-term funding to bridge gaps.
Read guideChildcare Business Loans in NZ: Specialist Lenders vs Banks
Comparing childcare business loans in New Zealand: specialist ECE lenders, bank overdrafts, asset finance and MOE advances. What fits which centre and when.
Read guideCash Flow for Childcare Centres: A Practical Guide
How NZ childcare centres can manage cash flow between MOE payments — forecasting, payroll timing, rent, growth phases, and short-term funding options.
Read guideHow MOE Payments Work: ECE Funding Schedule Explained
How Ministry of Education ECE payments work in New Zealand — funding periods, RS7 returns, monthly progress payments, and how to time your cash flow around them.
Read guideReady to smooth out your cash flow?
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