ChildCare Funders Resource
How MOE Payments Work: ECE Funding Schedule Explained
If you understand the rhythm of MOE payments, you can plan your cash flow around them. If you don't, the gaps between payments become the most stressful part of running a centre.
The three funding periods
Each year is split into three four-monthly funding periods: March–June, July–October, and November–February. Each closes with an RS7 return where you reconcile attendance against the funding you've received.
Monthly progress payments
Between bulk funding payments, MOE pays a monthly progress payment based on your prior funding period's attendance. These help smooth income but rarely cover an entire month's wages on their own.
How RS7 reconciliation affects you
RS7 reconciles actual attendance against what was funded. If attendance was higher than forecast, you receive a top-up; if lower, the Ministry claws back. Either way, the cash hits or leaves your account on the Ministry's schedule, not yours.
Planning cash flow around MOE
The two highest-stress weeks for most centres are the fortnight before each four-monthly bulk payment lands. A short-term MOE advance from ChildCare Funders eliminates that pressure — we advance up to 60% of the next payment so you can pay wages on time.
Frequently asked questions
How often does MOE pay ECE centres?
MOE pays a bulk funding amount after each four-monthly funding period, plus a monthly progress payment in between.
When do RS7 returns need to be in?
RS7 returns are submitted at the end of each four-monthly funding period (June, October and February). Late returns delay bulk funding payments.
Can I get paid earlier than the MOE schedule?
Yes — ChildCare Funders advances up to 60% of your next bulk funding payment within 24 hours, repaid automatically when MOE pays you.
Need cash against your next MOE payment?
Most childcare centres are approved within 24 hours.
Apply now
