Complete the online application
A short online application — most childcare centres finish it in 5–10 minutes. No endless forms or paperwork. Provide the essential details and let our team handle the rest.
How it works
A simple, specialist process built for childcare. No endless paperwork, no waiting on a bank — just a same-day yes and money in your account.

The process
From application to repayment in four seamless steps.
A short online application — most childcare centres finish it in 5–10 minutes. No endless forms or paperwork. Provide the essential details and let our team handle the rest.
Our specialist team reviews your application same-day. We guarantee a transparent decision within 24 hours of receiving your information, so you aren't left waiting.
Once approved, we transfer the requested amount straight to your account. Fast disbursement means you can put the capital to work for your centre immediately.
When the Ministry of Education pays your next bulk funding payment, the advance is repaid directly. No follow-ups, no missed payments, no admin burden.
Before you apply
We keep things light. Here's everything you'll typically need to complete an application — most centres have it within easy reach.
Apply in the morning, get approved by the afternoon, and have funds in your account before the end of the next business day. We guarantee a decision within 24 hours of receiving your completed application.
You apply online in about 5–10 minutes, we review and approve within 24 hours, the funds are transferred to your account, and the advance is repaid automatically from your next Ministry of Education bulk funding payment.
Basic centre details, recent Ministry of Education bulk funding statements, and standard ID for the centre owner. We'll guide you through it step-by-step inside the application.
Once approved, funds are transferred immediately. Most centres see the money the same day approval is confirmed.
No. Repayment is taken automatically from your next Ministry of Education bulk funding payment, so there's nothing for you to action.
It only takes a few minutes — and you'll have a decision within 24 hours.