Step 01
Complete the online application
A short online application — most childcare centres finish it in 5–10 minutes. No endless forms or paperwork. Provide the essential details and let our team handle the rest.
How it works
From application to funding in 48 hours
A simple, specialist process built for childcare. No endless paperwork, no waiting on a bank — just a same-day yes and money in your account.
The process
How it works
From application to repayment in four seamless steps.
Step 02
We approve within 48 hours
Our specialist team reviews your application same-day. We guarantee a transparent decision within 48 hours of receiving your information, so you aren't left waiting.
Step 03
Funds in your account
Once approved, we transfer the requested amount straight to your account. Fast disbursement means you can put the capital to work for your centre immediately.
Step 04
Automatic repayment
When the Ministry of Education pays your next bulk funding payment, the advance is repaid directly. No follow-ups, no missed payments, no admin burden.
Before you apply
What you'll need to hand
We keep things light. Here's everything you'll typically need to complete an application — most centres have it within easy reach.
- Basic centre details (name, licence, location, roll)
- Recent Ministry of Education bulk funding statements
- Standard ID for the centre owner or director
- Bank account details for the advance to be deposited
Typical timeline: same day to next-day funding
Apply in the morning, get approved by the afternoon, and have funds in your account before the end of the next business day. We guarantee a decision within 48 hours of receiving your completed application.
One flat fee
Simple, honest pricing
No ongoing fees. No fixed contracts. Use only what you need, and pay only for what you use. Our fees are the best in the New Zealand childcare finance market.
Up to 1 month$375 per $5,000 advanced
Between 1 and 2 months$475 per $5,000 advanced
Between 2 and 3 monthsAsk for special rates
Between 3 and 4 monthsAsk for special rates
All advances are repaid automatically from your next Ministry of Education bulk funding payment.
Frequently Asked Questions
How much does it cost?
One simple flat fee per advance — no ongoing fees, no setup costs and no fixed contracts. Advances up to 1 month are $375 per $5,000 advanced, and 1–2 months are $475 per $5,000 advanced. Longer terms have special rates — just ask. Our fees are the best in the New Zealand childcare finance market.
How does the childcare funding process work?
You apply online in about 5–10 minutes, we review and approve within 48 hours, the funds are transferred to your account, and the advance is repaid automatically from your next Ministry of Education bulk funding payment.
What information do I need to apply?
Basic centre details, recent Ministry of Education bulk funding statements, and standard ID for the centre owner. We'll guide you through it step-by-step inside the application.
How quickly will the funds reach my account?
Once approved, funds are transferred immediately. Most centres see the money as soon as approval is confirmed.
Do I have to repay manually?
No. Repayment is taken automatically from your next Ministry of Education bulk funding payment, so there's nothing for you to action.
Ready to apply?
It only takes a few minutes — and you'll have a decision within 48 hours.
150+ NZ centres funded since 2016
Advanced to date$200M+ advanced
Ministry-backed · NZ-owned · No lock-in contracts
Prefer to chat? Freephone0800 88 33 33