How it works

From application to funding in 24 hours

A simple, specialist process built for childcare. No endless paperwork, no waiting on a bank — just a same-day yes and money in your account.

Teacher and children playing with playdoh at a childcare centre

The process

How it works

From application to repayment in four seamless steps.

Step 01

Complete the online application

A short online application — most childcare centres finish it in 5–10 minutes. No endless forms or paperwork. Provide the essential details and let our team handle the rest.

Step 02

We approve within 24 hours

Our specialist team reviews your application same-day. We guarantee a transparent decision within 24 hours of receiving your information, so you aren't left waiting.

Step 03

Funds in your account

Once approved, we transfer the requested amount straight to your account. Fast disbursement means you can put the capital to work for your centre immediately.

Step 04

Automatic repayment

When the Ministry of Education pays your next bulk funding payment, the advance is repaid directly. No follow-ups, no missed payments, no admin burden.

Before you apply

What you'll need to hand

We keep things light. Here's everything you'll typically need to complete an application — most centres have it within easy reach.

  • Basic centre details (name, licence, location, roll)
  • Recent Ministry of Education bulk funding statements
  • Standard ID for the centre owner or director
  • Bank account details for the advance to be deposited

Typical timeline: same day to next-day funding

Apply in the morning, get approved by the afternoon, and have funds in your account before the end of the next business day. We guarantee a decision within 24 hours of receiving your completed application.

Frequently Asked Questions

How does the childcare funding process work?

You apply online in about 5–10 minutes, we review and approve within 24 hours, the funds are transferred to your account, and the advance is repaid automatically from your next Ministry of Education bulk funding payment.

What information do I need to apply?

Basic centre details, recent Ministry of Education bulk funding statements, and standard ID for the centre owner. We'll guide you through it step-by-step inside the application.

How quickly will the funds reach my account?

Once approved, funds are transferred immediately. Most centres see the money the same day approval is confirmed.

Do I have to repay manually?

No. Repayment is taken automatically from your next Ministry of Education bulk funding payment, so there's nothing for you to action.

Ready to apply?

It only takes a few minutes — and you'll have a decision within 24 hours.

150+ NZ centres funded since 2016
Advanced to date$200M+ advanced
Ministry-backed · NZ-owned · No lock-in contracts
Prefer to chat? Freephone0800 88 33 33